Payment Institution
PIPayment institution / PSPUnder PSD2: provide payment services without issuing e-money — the classic licence for PSPs and acquirers.
European Union / EEA · eu · EBA
制度要点
- Permitted activities
- PSD2 payment services as authorised by the home-state competent authority (listed on the EBA Payment Institutions Register).
- Typical holders
- EEA PSPs and acquirers that do not issue e-money.
- Application path
- Authorisation by the national competent authority; listed on the EBA register, with passporting notifications for host states.
- Key limits
- Own-funds and safeguarding rules apply. Passporting does not replace local AML registration where required.
监管机构
EBAEuropean Banking Authority — with national competent authorities名录为节选，只列公开披露持有该牌照的机构，不含牌照编号与经营数据。
- MollieEuropean PSP holding Dutch payment and e-money licences with EEA passporting.PIEMILicensed inEuropean Union / EEAUnited KingdomSearch coverage
- WorldlineEuropean payment and acquiring group with licensed entities in several markets.PIBankingAFSLLicensed inEuropean Union / EEAUnited KingdomAustraliaSearch coverage
European Union / EEA的其他制度
A curated reference, not legal advice and not exhaustive. Confirm the scope of any licence with its regulator before relying on it.