Visa Direct Enables Real-Time Withdrawals for Investment Platforms
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AI-assisted source synthesis · not an independent investigation.
On October 22, 2026, PYMNTS pointed out in a conversation with Justin Zhao, Visa Direct’s head of North America, that transactions on investment platforms can be completed within seconds, but transferring funds from an investment account to a bank account may still take 5 business days, slowing the investment experience. The report showed that after a large retail brokerage integrated Visa Direct capabilities, the user adoption rate for real-time fund movement reached 51%. At the same time, tools such as account verification, balance verification, and real-time decision-making can be used to manage risks surrounding real-time payments.
AI-written from reports · updated 3 hours ago
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- PYMNTSWhy Slow Fund Movement on Investment Platforms Is Hurting the Investment Experience
In a conversation with Justin Zhao, Visa Direct’s head of North America, PYMNTS noted that transactions on investment platforms can be completed in seconds, but transfers from investment accounts to bank accounts may still take 5 business days. After a major retail brokerage integrated Visa Direct capabilities, user adoption of real-time fund movement reached 51%; the article also mentioned that tools such as account verification, balance checks and real-time decisioning can be used to manage risk around real-time payments.
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