Synchrony Survey: Rewards Influence Holiday Payment Choices
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AI-assisted source synthesis · not an independent investigation.
On November 10, 2026, Digital Transactions News reported that Synchrony surveyed 1,092 U.S. consumers about the influence of rewards on holiday shopping payment choices. The survey found that 66% of respondents plan to use retailer rewards to pay for holiday purchases, while 58% will use specific credit cards that offer points or cash back; 42% will look for installment payment offers, and 40% are willing to apply for store cards offering a discount on the first purchase. Respondents expect to spend an average of $1,034 on holiday gifts in 2026. The report did not provide other survey time points or subsequent changes.
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- Digital Transactions NewsSynchrony survey: Rewards will influence payment choices for holiday shopping
A Synchrony survey of 1,092 U.S. consumers found that 66% plan to use retailer rewards to pay for holiday purchases, while 58% will use specific credit cards that offer points or cash back. 42% will look for buy now, pay later offers, and 40% are willing to apply for a store card that offers a discount on their first purchase. Consumers expect to spend an average of $1,034 on holiday gifts in 2026.
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