Banks’ focus on AI has shifted from improving employee efficiency and cutting operating costs to generating revenue and measuring ROI, and they are beginning to seek systems that can handle multiple business functions rather than yet another standalone feature. Ant Digital Technologies said that data quality and business-team accountability are the main obstacles to moving AI from pilots into production. GCash upgraded ZOLOZ by adding more advanced anti-deepfake capabilities to improve the efficiency of remote identity verification.
Sea Limited is partnering with Google AI Futures Fund to develop and test new AI applications, with Sea Labs becoming the fund’s first external AI lab partner.
Revolut CEO Nik Storonsky表示，公司正利用客户交易数据训练专有模型，推动长期扩张。Revolut每天处理30 to 40 million笔交易；其PRAGMA模型已基于25 million名用户在111个国家的40 billion笔交易、应用互动和金融事件训练，用于判断欺诈、信用风险及客户流失可能性。
Plaid announced that its transaction foundation model and sequential foundation model power LendScore Arc, Signal, and Cash Advance Index, with all three products requiring no integration changes. In early testing, LendScore Arc increased approvals for subprime borrowers by 20%, Signal captured 26% more high-risk dollars at a 1% decline rate, and Cash Advance Index reduced loss dollars by 10%.
推荐理由：The article explains how foundation models are integrated into credit, ACH payment risk, and cash advance products, and provides data on real-time inference optimization and business outcomes.