Skip to content

#Stablecoins

Today 0 items
Sep 30Wed
  1. Stripe BlogSource summary73

    Stripe makes OUSD the default stablecoin and integrates it into multiple payment products

    Stripe announced support for OUSD across its products and designated OUSD as the default stablecoin configuration. Businesses can receive, hold, send, and spend OUSD through Treasury, and can also use products including Issuing, Global Payouts, Crypto Onramp, and Payments. OUSD is now supported on Base, Ethereum, Solana, and Tempo, while Stripe will continue to allow users to use other stablecoins.

    推荐理由:Stripe’s designation of OUSD as the default stablecoin and its integration into products including treasury management, card issuance, and global payouts give businesses a basis for evaluating how to integrate stablecoin operations.

  2. Payments Cards & MobileSource summary63

    数字货币竞争从代币发行转向支付基础设施互联

    文章认为,数字货币竞争正从稳定币、代币化存款和央行货币的选择,转向让三者在受监管支付基础设施中共存并实现互操作。The Clearing House 已推动大型美国金融机构开发代币化商业银行货币的清算与结算基础设施;Swift 则开发了面向代币化存款的区块链账本,17 家国际银行准备开展实时试点交易。文章指出,未来竞争优势可能属于能让不同形式货币互换的网络、处理机构和银行,而非单一代币发行方。

  3. Fintech News Hong KongSource summary56

    HSBC 将香港稳定币命名为 HSBC RedCoin,拟分阶段用于支付

    HSBC 将其计划推出的香港稳定币命名为 HSBC RedCoin,并拟先分阶段用于个人转账和商户支付,再扩展至企业及机构批发用途。该行还将在香港推出公众教育系列,介绍防范诈骗以及如何通过银行应用、网站和社交媒体渠道赎回稳定币。HSBC 对超过1,000名本地客户的调查显示,74%受访者至少了解一种稳定币用途;受访者建立信心最看重更清晰的监管、教育和欺诈防护。

  4. FCA (UK)Source summary62

    FCA outlines regulatory direction for next-generation market infrastructure: from experimentation to scaled adoption

    FCA Chief Executive Nikhil Rathi said at a TheCityUK dinner that the UK must move from experimentation to adoption and create the conditions for emerging technologies such as tokenization to scale safely in wholesale markets. FCA has authorized HSBC Orion to provide real-time digital securities custody services, plans to finalize the stablecoin regime before summer, and will jointly publish a tokenization roadmap with the Bank of England while consulting on protection rules for related tokenized investment assets.

    推荐理由:FCA has clearly stated its intention to move from experimentation to scaled adoption and provided timelines for tokenization, stablecoins, and digital securities custody, allowing readers to assess the regulatory direction of the UK’s wholesale market infrastructure.

  5. CoinDeskSource summary60

    巴西 CSD BR 将 BTG Pactual 基金记录写入 XRP Ledger

    巴西金融市场基础设施 CSD BR 开始把 BTG Pactual 部分投资基金的份额所有权记录写入公开的 XRP Ledger,作为第二份记录,其自有数据库仍是登记、托管与结算的官方账本。该链上副本供获批机构实时核对所有权变动,以降低对账成本;后续计划直接在链上发行和交易资产,候选包括房地产与农业应收账款。

  6. CoinDeskSource summary38

    zk.money 时隔三年回归,以太坊用户新增隐私支付方式

    Aztec Labs 重新推出隐私钱包 zk.money,通过 Aztec Network 隐藏支付金额、余额与收款人,支持以可读名称或链接转账。用户可从以太坊存入 DAI、USDC 或 USDT,其中 USDC 和 USDT 将转换为 DAI,存款仍公开可追踪。早期 Alpha 版将每笔存款、支付和提现限制在 2,500 美元以下,并执行制裁名单筛查;软件尚未完全审计,存在安全风险。

Sep 29Tue
  1. CoinDeskSource summary38

    民主党否决《Clarity Act》:数字资产监管立法受阻

    上周美国参议院投票中,无一名民主党议员支持推进《Clarity Act》,该数字资产监管法案未能进入下一程序。法案旨在为数字资产建立监管规则、降低日常交易成本,共和党人称已纳入民主党提出的120余项修改要求,仍遭否决。作者呼吁SEC和CFTC在国会立法期间先行明确数字资产监管规则。

  2. Fintech News SwitzerlandSource summary58

    UBS 与瑞穗银行在 Swift Ledger 上测试瑞郎和日元跨境支付

    UBS 与瑞穗银行在 Swift 基于区块链的共享账本上执行了测试交易,确认了跨境支付的操作流程。该账本 MVP 于 2026 年 7 月上线,支持代币化存款等数字货币的 24/7 跨境支付。双方在测试环境中进行了瑞郎和日元双边支付,并验证了所需金融报文格式与技术连接要求。瑞穗表示将继续与 Swift 及参与机构探索代币化存款跨境支付并扩展账本网络。

  3. Checkout.com BlogSource summary38

    Thrive Newport Beach 2026 要点回顾 | Checkout.com

    Checkout.com 在 Thrive Newport Beach 大会上宣布美国业务同比增长超 120%(2026 年 Q2 对比 2025 年),并与 Best Buy 合作,为其 Marketplace 提供收单及无 PIN 借记能力。公司还扩展了 MALPB 牌照下的直连收单、加拿大付款、发卡与平台服务。大会还讨论了稳定币作为新经济支付轨道、AI 时代的支付表现优化等议题。

  4. Fintech NewsSource summary78

    Citi and Coinbase expand partnership, connecting businesses and consumers through fiat and digital payments

    Citi and Coinbase announced an expanded partnership and launched two initiatives: Coinbase selected Citi’s Virtual Account Wallet (BaaS) to support Coinbase Virtual Accounts.

    推荐理由:The original text specifies the respective roles of the two institutions and the settlement arrangements, allowing readers to assess how this fiat and stablecoin channel will be implemented.

Sep 28Mon
  1. Payments DiveSource summary78

    Federal Reserve proposes stablecoin rules requiring issuers to fully back them with Treasury bills and other high-quality assets

    The Federal Reserve proposed stablecoin rules requiring issuers to back them with Treasury bills and other high-quality liquid assets, while setting capital requirements and risk management standards for issuing institutions. The rules also cover the process for banks to apply to issue stablecoins and impose restrictions on Federal Reserve-supervised institutions that hold reserve assets in custody. The Federal Reserve said stablecoins should be considered stable only if they can be reliably redeemed at par under all conditions. The proposal will be open for 60 days of public comment after publication in the Federal Register.

    推荐理由:The Federal Reserve's first proposed rules for stablecoin issuance clarify reserve asset requirements and the application process for banks issuing stablecoins, making them a key milestone for understanding the implementation of the US stablecoin regulatory framework.

Sep 25Fri
  1. Digital Transactions NewsSource summary20

    Finix 扩大商户POS控制功能及其他数字交易新闻简报(9/25/26)

    Finix宣布,客户企业现可为Finix管理的POS终端构建和部署自定义Android应用,该功能让商户对下单、结账和支付后功能拥有更广泛的控制权。Solana基金会任命Rachel Conlan为首席战略官、Jamal Raees为支付业务总经理,并称今年已处理超过5万亿美元稳定币交易量。

  2. US Federal Reserve — Banking RegulationSource summary78

    Federal Reserve seeks comments on two regulatory proposals for banks issuing payment stablecoins under the GENIUS Act

    The Federal Reserve is seeking public comment on two regulatory proposals for banks issuing payment stablecoins under the GENIUS Act. The first would require regulated issuers to fully back stablecoins with eligible reserve assets such as short-term Treasury bills, and establish standardized capital requirements, risk management standards, and custody rules; the second would establish a tailored application process for banks seeking to issue stablecoins, requiring the submission of a business plan and financial information, and set out procedures for appeals, hearings, and final decisions. The comment period will close 60 days after publication in the Federal Register.

    推荐理由:The Federal Reserve’s proposed rules for implementing the GENIUS Act cover reserve assets, capital, and risk management, giving readers a basis for assessing the compliance threshold for banks issuing stablecoins.

Sep 24Thu
Sep 23Wed
  1. Payments Cards & MobileSource summary78

    European Central Bank launches Pontes to settle tokenized assets with central bank money

    The European Central Bank has launched Pontes as a bridge between distributed ledger networks and the Eurosystem TARGET settlement services, enabling wholesale tokenized asset transactions to settle in central bank money. The service is based on experience from 64 participants, more than 40 trials and over €1.59 billion in transactions in 2024. Its initial functionality is limited, with full implementation targeted for 2028.

    推荐理由:The original text provides a specific path and timeline for the European Central Bank to connect central bank money to tokenized settlement, allowing readers to assess the direction of settlement infrastructure in Europe’s tokenization market.

Sep 21Mon
  1. European Central BankSource summary62

    European Central Bank launches investment of own funds in tokenized securities, with settlement through Pontes in central bank money

    The European Central Bank has begun preparations to invest part of its own funds in tokenized securities, with transactions settled through the Eurosystem’s DLT settlement solution Pontes in central bank money. Initial investments will focus on euro-denominated securities issued by euro area governments and European supranational institutions. The Executive Board will determine the operational details and timeline once the preparations are complete.

    推荐理由:The original text sets out the European Central Bank’s plan to directly invest its own funds in tokenized securities and settle through Pontes in central bank money, allowing readers to assess how central bank funds will be deployed in DLT-based assets.

Sep 18Fri
  1. Dogpay Blog (中文)Source summary15

    稳定币的机构化时刻——Arc

    DogPay 旗下 STRATUSPAY FINTECH LIMITED 在加拿大注册成立,受 FINTRAC 监管,持有 MSB 牌照(编号 C100000785),获授权开展外汇兑换、货币汇款、虚拟货币及支付服务提供商(PSP)相关活动。公司完全遵守加拿大 AML 和 CTF 要求,支付产品通过与持牌机构合作提供,卡片由持相应牌照的合作伙伴发行。

  2. Dogpay BlogSource summary10

    稳定币的机构时刻:Arc

    稳定币正迎来机构时刻。支付产品由持牌机构合作提供,银行卡由在相应司法辖区持有适当牌照的合作伙伴发行。发行方 STRATUSPAY FINTECH LIMITED 在加拿大注册,受 FINTRAC 监管,持有 MSB 牌照(C100000785),获授权开展外汇、汇款、虚拟货币及支付服务提供商(PSP)业务。

Sep 10Thu
  1. Dogpay Blog (中文)Source summary23

    稳定币进入监管、结算与金融基础设施的决定性阶段

    稳定币正进入监管、结算与金融基础设施发展的决定性阶段。DogPay 运营主体 STRATUSPAY FINTECH LIMITED 在加拿大注册,受 FINTRAC 监管并持有 MSB 牌照(编号 C100000785),获授权开展外汇兑换、货币汇款、虚拟货币及 PSP 相关活动,须遵守 AML 和 CTF 要求。其支付产品通过与持牌机构合作提供,卡片由持相应牌照的合作伙伴发行。

  2. Dogpay BlogSource summary21

    稳定币进入监管、结算与金融基础设施的关键阶段

    稳定币正进入监管、结算与金融基础设施的决定性阶段。Dogpay 母公司 STRATUSPAY FINTECH LIMITED 在加拿大注册,受 FINTRAC 监管,持有 MSB 牌照(C100000785),获准开展外汇、汇款、虚拟货币及支付服务提供商(PSP)业务,并遵循加拿大 AML/CTF 要求。支付产品与持牌机构合作提供,银行卡由各辖区持牌合作伙伴发行。

Aug 19Wed
Jul 7Tue
  1. Bank of EnglandSource summary79

    Bank of England FPC维持英国逆周期资本缓冲率2%并警示 frontier AI 金融稳定风险

    Bank of England金融政策委员会(FPC)维持英国逆周期资本缓冲率(CCyB)在2%,并指出 frontier AI 的快速发展正通过网络安全与运营韧性渠道增加金融稳定风险。委员会还提出调整银行杠杆率框架的措施,并支持系统性英镑稳定币的政策声明与行为准则草案。

    推荐理由:材料将 AI 相关资产估值、融资扩张与网络风险纳入金融稳定评估,并给出 CCyB 与银行资本规则的具体政策安排。

Jul 2Thu
Jun 22Mon
  1. Bank of EnglandSource summary86

    英格兰银行发布系统性稳定币监管政策声明和规则草案

    英格兰银行发布系统性稳定币发行方政策声明和《操作守则》规则草案,推进英国稳定币监管框架建设。规则将计息资产占准备资产的最高比例从60%提高至70%,其余资产存放于中央银行存款,并为每种系统性稳定币设置初始£40 billion的临时发行护栏。规则草案征求意见截止至22 September 2026,英格兰银行计划在2026年底前定稿,受监管稳定币可从2027年起在英国运营。

    推荐理由:材料明确了系统性稳定币的准备资产配置与发行护栏,为发行方评估英国监管框架下的业务空间和合规安排提供具体参数。

Jun 18Thu
  1. US Federal Reserve — Banking RegulationSource summary73

    Federal Reserve Board 提议要求部分支付稳定币发行人建立有效客户识别计划

    Federal Reserve Board 于 2026 年 6 月 18 日就一项提案征求意见,拟要求部分支付稳定币发行人维持有效的客户识别计划。提案拟引入与银行和信用合作社相当的客户识别要求,并由 Federal Reserve Board 与另外四家机构联合发布;意见应在提案刊登于 Federal Register 后 60 天内提交。

    推荐理由:提案把部分支付稳定币发行人的客户识别要求对齐银行和信用合作社,并明确了征求意见期限,便于判断其合规义务范围。

Apr 16Thu
  1. FINTRAC (Canada)Source summary82

    FINTRAC发布加拿大反洗钱立法修订实施安排

    FINTRAC发布加拿大反洗钱立法修订实施安排,涵盖行政罚款、合规计划、普遍登记及稳定币发行人登记等要求。部分修订于2026年3月26日生效,稳定币发行人登记等措施将配合后续法规在Canada Gazette, Part II发布后实施。页面还介绍了报告实体之间自愿共享信息、受益所有权差异报告等已生效义务。

    推荐理由:页面按生效时间梳理行政罚款、合规计划和稳定币发行人登记等变化,便于受监管企业定位待履行义务。

Feb 26Thu