Skip to content

#Product Launch

Today 0 items
Oct 17Sat
  2. PYMNTSSource summary74

    Visa Direct launches stablecoin prefunding capability, with Inyo Global first to integrate it

    Visa Direct has begun offering a stablecoin prefunding capability to cross-border payment companies, allowing eligible clients and partners to use USDC to prefund Visa Direct cross-border payment funds in near real time. The first integrator, Inyo Global, has integrated the capability into its platform, enabling businesses to manage cross-border payments through existing Inyo APIs across more than 180 countries.

    推荐理由：The original text explains how Visa Direct uses USDC prefunding to support cross-border payments and describes Inyo Global’s integration method and coverage, making it easier to understand the specific use of stablecoins in the prefunding process.

  3. Stripe BlogSource summary76

    Stripe expands Global Payouts and stablecoin card issuance, and launches a unified API stack

    Stripe has introduced three global updates for fintech companies, including expanding Global Payouts, launching stablecoin card issuance in 27 EU countries, and providing a unified API stack. Global Payouts now supports sending instant stablecoin payments to 160 markets and fiat currency payments to more than 100 markets; stablecoin cards are available in more than 65 countries worldwide, with plans to expand to 100 countries by the end of 2026.

    推荐理由：The update brings payments, stablecoin card issuance, and Treasury capabilities into a unified stack, providing a concrete reference for the coverage and compliance integration of cross-market financial products.

Oct 16Fri
  2. Digital Transactions NewsSource summary47

    PAX 将 Wink 的面部与掌纹结账技术整合至 POS 终端

    PAX Technology 将 Wink 的生物识别结账技术整合至多款 PAX POS 设备，使用 PxRetailer 或 PxDesigner 的商户可启用面部或掌纹注册与结账。客户注册一次后即可在配备摄像头的 PAX 设备结账时被识别，检测均进行活体识别，支付交易流程无需改变。该方案支持包括 4 月推出的 A920 Pro PCI 7 在内的摄像头设备。

  3. Fintech News SwitzerlandSource summary59

    10x Banking 为 Tungsten Pay+ 提供核心账本，进军嵌入式金融

    10x Banking 将为 Tungsten Automation 的支付产品 Pay+ 提供核心账本，使用户能够在同一处创建、发送和对账付款。发票与供应商数据会通过 Tungsten 的受监管合作伙伴，将付款路由至相应提供商或支付轨道；每笔交易实时记录在 10x 账本上，并记录提供商、轨道、支付类型和费用。Pay+ 计划于 2027 年第一季度在 UK 和 US 正式推出。

  5. Fintech News SingaporeSource summary59

    Episode Six推出 Verified Backing，为稳定币和代币化存款增加实时检查

    Episode Six推出 Verified Backing，为银行发行的代币化存款和稳定币提供发行与赎回时的实时有效性检查。该功能运行在 E6 Token Control Ledger 中，会核验代币是否真实、仍未赎回且已有记录的 backing，即使代币经过多个钱包或区块链网络也可检查。该功能面向 Episode Six 客户开放，但不替代独立储备审计或监管要求。

  6. Fintech News SingaporeSource summary79

    Mastercard and BVNK launch fiat and stablecoin payments platform

    Mastercard and BVNK have launched Mastercard Global Money Platform, which supports banks, fintech companies and businesses in holding, converting, paying with and spending fiat currencies and stablecoins through a single API.

    推荐理由：The platform brings the holding, conversion, payment and spending of fiat currencies and stablecoins into a single API and connects to Mastercard Move, demonstrating a path for businesses to integrate treasury management with local payouts.

  7. PYMNTSSource summary69

    BNY推出数字转让代理与Pay-to-Wallet服务，拓展代币化基金和跨境付款

    BNY在第三季度推出数字转让代理能力，并启用Pay-to-Wallet服务，拓展代币化基金服务与跨境银行到账户钱包付款。数字转让代理平台整合令牌化、分销和托管，支持跨司法管辖区和区块链的数字及传统资产基金；Pay-to-Wallet支持银行向零售数字钱包发送跨境付款，无需自建基础设施。BNY还通过企业级AI平台Eliza继续将人工智能引入内部流程。

  10. Fintech NewsSource summary55

    Tungsten Automation推出Pay+，将发票智能接入付款编排

    Tungsten Automation推出Pay+，这是其Invoice-to-Pay平台中的智能付款编排解决方案，可依据发票、供应商、付款条款、关系历史和风险信息执行付款决策。Pay+在单一控制面板中自动化付款批次创建、执行与对账，并支持企业根据成本、速度和风险选择支付轨道。该方案采用ERP-agnostic编排层，连接全球支付和金融科技服务商生态，延续从发票采集、审批到付款和对账的连续流程。

  12. PYMNTSSource summary72

    Stripe and Plasma launch a multi-currency stablecoin card

    Stripe and Plasma have partnered to launch a multi-currency stablecoin card, allowing cardholders to spend directly from the currencies they already hold and reduce unnecessary conversion and FX costs. The program currently covers more than 30 countries and supports USD, EUR, OUSD, and stablecoins that meet GENIUS-ready requirements, with the goal of expanding to more than 100 countries by 2027. Stripe’s stablecoin card infrastructure will also support more currencies and stablecoins, enabling businesses operating across markets to issue cards matched to their spending needs.

    推荐理由：The project covers both fiat currencies and stablecoins, and provides the current country coverage and subsequent expansion target, making it easier to assess the use cases for multi-currency cards in cross-border spending and corporate card issuance.

  14. PYMNTSSource summary56

    Google在美国推出Universal Cart，接入Search和Gemini App

    Google于2026年10月15日开始在美国推出Universal Cart，用户可在Google Search和Gemini App中集中管理来自多个零售商的商品。该购物车支持库存和价格提醒、支付方式与卡权益建议及促销码展示；部分商户可通过Google Pay完成结账，其他商户则会将商品转移至商户网站结账。

  15. PYMNTSSource summary57

    FIS与Anthropic推出面向美国银行的反洗钱调查智能体

    FIS与Anthropic开发的FIS AML Investigations Agent现已面向美国银行商业化提供，用于反洗钱调查。该智能体汇集核心系统、支付和数据中的证据，结合客户类型、历史活动与预期行为分析警报，并解释判断依据。Amalgamated Bank已部署该智能体，嵌入式控制让分析师保留每项决定权。

  16. CryptopolitanSource summary35

    Ledger 公布防篡改硬件钱包 Atom，最早 2027 年夏季上市

    Ledger 针对硬件植入物导致客户约 $86 million 资金被盗事件，公布防篡改硬件钱包 Atom，最早于 2027 年夏季上市，售价为 $849。Atom 将在受监控区域保护 Secure Element、MCU 和 FPGA，并通过 Core Protection feature 拦截屏幕读取植入物；现有 Nano、Flex 和 Stax 不会获得这些防护。

Oct 15Thu
  1. Digital Transactions NewsSource summary76

    Visa and Mastercard launch stablecoin payment services covering cross-border payouts and spending at global merchants

    Visa has launched a commercial service incorporating stablecoins into Visa Direct and, through Inyo Global, supports businesses in sending domestic and international payouts to more than 180 countries; Mastercard has partnered with BVNK to launch the Global Money Platform. The platform allows users to spend stablecoins at hundreds of millions of merchants worldwide that accept Mastercard, with initial users including Nuvei, Marqeta, Ontop, Beem, and Almond Fintech.

    推荐理由：The two services cover stablecoin funding, cross-border payouts, and merchant spending respectively, demonstrating concrete pathways for card networks to integrate stablecoins into everyday money movement.

  3. PYMNTSSource summary43

    Tungsten Automation推出Pay+支付编排解决方案

    Tungsten Automation在InvoiceAgility+中推出Pay+支付编排解决方案，将应付账款（AP）与支付整合进单一的“发票感知”工作流。Pay+基于供应商、付款条款、关系历史和风险画像等发票数据，自动完成付款批次创建、执行与对账，并支持优化付款时机、支付轨道、风险和营运资金。PYMNTS调查显示，49%的财务负责人将系统集成困难列为AP自动化首要担忧，仅次于成本。

  4. PYMNTSSource summary77

    Mastercard and BVNK launch Global Money Platform integrating fiat and stablecoins

    Mastercard and BVNK have launched Global Money Platform, integrating Mastercard’s payment capabilities with BVNK’s stablecoin infrastructure, now available through BVNK. Banks, fintech companies and businesses can embed multi-currency accounts into their own products and manage funds, payments and settlement; the accounts support fiat and stablecoins, real-time conversion, stablecoin-linked cards and local bank payments. The platform will also support other regulated forms of money in the future, including agentic commerce and tokenized deposits.

    推荐理由：The platform integrates fiat accounts, stablecoin infrastructure, real-time conversion and local payments into a single product, enabling banks, fintech companies and businesses to build multi-currency financial services.

  5. Fintech News SingaporeSource summary69

    StraitsX 与 Visa 将稳定币卡发卡能力扩展至超过 100 个市场

    StraitsX 与 Visa 合作，将稳定币支持的银行卡发卡能力从亚洲扩展至超过 100 个市场，面向金融科技公司、DPT 服务商和钱包运营商等。相关卡项目可使用稳定币进行卡资金支持与结算，消费者通过 Visa 网络付款，商户无需直接接受稳定币。StraitsX 表示，其亚洲稳定币卡项目的年化卡 GTV 已超过 US$6 billion，全球扩展须遵守监管、合规及 Visa 要求。

  8. Digital Transactions NewsSource summary51

    Square 更新餐厅 Kiosk POS，加入 AI 点单功能并配备 21.5 英寸屏幕

    Square 更新面向餐厅的 Kiosk POS，改用自带 21.5 英寸屏幕的设备，并加入语音点单和 AI 菜单功能。设备含台面支架起价为 $1,999，每台每月需支付 $99 软件订阅费；顾客可通过语音或触屏点单、询问过敏原信息和素食选项，餐厅也可按时段安排不同菜单显示。

  9. PYMNTSSource summary32

    xfactrs推出帮助服务企业堵住收入漏洞的工具

    xfactrs扩展收入追踪软件，面向专业服务公司、系统集成商和技术服务商识别合同、交付与开票之间的收入流失。其 Revenue Assurance 连接 CRM、合同和 SOWs、PSA、ERP、开票及催收等系统，通过 AI controls 和异常检测持续比对实际与应发生的交易。平台已监控数百万笔交易，并在客户群中发现超过$50 million的未收收入。

  10. PYMNTSSource summary37

    Genpact 扩展代理式 AI 套件，为工业客户提供应收账款解决方案

    Genpact 推出面向制造业和采矿业客户的代理式 AI 应收账款套件，处理应收账款相关任务。套件包含 Genpact AR Collections、Genpact AR Resolution Center 和 Genpact AR Cash，分别用于账户优先级排序与行动建议、争议案件管理，以及付款与发票匹配和对账；公司计划将代理式 AI 财务产品组合扩展至更广泛的订单到现金生命周期。

  11. PYMNTSSource summary49

    Square推出配备语音AI的自助服务终端，应对QSR用工短缺

    Square面向QSR运营商推出新款旗舰自助服务终端，配备AI软件、语音能力和21.5-inch触摸屏。其agentic、conversational voice layer可理解商户菜单，实时回答顾客问题、提供建议并处理修改和替换。终端支持Neighborhoods或Square Loyalty个性化签到、奖励赚取与兑换，并集成支付和条码扫描器。

Oct 14Wed
  1. Digital Transactions NewsSource summary45

    BNPL 成熟之际，Splitit 与 Zip 拓展产品线

    Splitit 将推出面向金融机构的白标 Splitit World Mastercard，把分期付款功能置于银行或信用合作社自有品牌下；Zip 计划推出 Zip Cash same-day 现金贷款。Zip Cash 单笔最高 $500，收取固定发放费，用户可自选还款日期，由 WebBank 发放，计划于 2026 holiday season 上线，已有超过 100,000 名用户排队。

  2. CoinDeskSource summary63

    Perpetuals.com拟依据SEC新豁免机制推出美国股票代币化交易

    Nasdaq上市金融科技公司Perpetuals.com计划依据SEC新的五年创新豁免机制，推出基于公链的美国股票代币化交易市场。该市场将由其特拉华州子公司Kephas Corporation运营，初期在Kronos X Public上通过许可制AMM流动性池，以USDC交易代币化美国股票。交易最早可能于11月中旬开始，但仍需完成30天期限、市场数据与合规安排、智能合约安全审查等准备工作。

  5. CoinDeskSource summary60

    Ripple将Stripe旗下Privy钱包接入XRP Ledger，AI支付交易超过14.3 million

    Ripple与Stripe旗下Privy合作，让开发者在支付应用中嵌入XRP Ledger钱包，用户无需单独管理加密钱包即可转移XRP、RLUSD和其他资产。XRPL AI Hub显示，截至周三，169家注册商户累计交易超过14.3 million，但累计支付仅约6,991 XRP和12,752 RLUSD；新账户仍需获得1 XRP最低储备才能激活。

  7. Payments Cards & MobileSource summary43

    FIS 将 Agentic AI 推向 CFO 办公室

    FIS推出Agentic Insights Suite，帮助财务团队通过单一智能层管理回款、流动性、信用风险和现金流。该平台整合ERP、treasury、CRM、credit系统及外部信用局和公开信息，提供现金流预测、实时账户评分与行动建议。用户可用自然语言查询，并通过标准化Power BI仪表板查看结果，平台还能连接GETPAID、BillerIQ、Integrity和Quantum。

  8. PYMNTSSource summary14

    Ramp 将向其他公司提供 Glass AI 工具，此前一周消耗 $1.5 million AI tokens

    Ramp 将向其他公司提供内部开发的 AI 工具 Glass，该工具源于公司一周消耗 $1.5 million AI tokens 的经历。Glass 可将公司特定信息转化为组织内可用工具，323 名 Ramp 员工已完成超过 6,500 次编辑。平台通过 meter 实时显示工作成本，Ramp Router 为请求选择模型，迁移后账单一夜下降 30%。