Payments Daily · Friday, October 23, 2026Daily
PAY.NEWS
SEC Discloses Three Applicants for Tokenized U.S. Stock Platforms
The SEC disclosed three applicants for platforms seeking to trade tokenized U.S. stocks on-chain; none of the three has begun trading. Visa launched commercial payments analytics and virtual card risk-control capabilities and is piloting AI agents to complete B2B invoice payments; Walmart will allow users to set purchase limits and approvals for AI shopping agents.
Banking & Accounts
Ledger InsightsSoFi Launches Retail Tokenized Deposit SOFIE with a Floating Annual Interest Rate of 4.4%
SoFi launched SoFi Earn (SOFIE), a tokenized deposit provided by SoFi Bank, covered by the FDIC, and paying a floating interest rate of 4.4%. When customers need to spend or transfer funds on-chain, they can convert them into SoFi USD; the product is being rolled out gradually to SoFi Crypto members through November.
Regulation & Compliance
FINTRAC Releases 2025–26 Financial Intelligence and Anti-Money-Laundering Regulatory Results
FINTRAC released its 2025–26 operational data, generating 7,214 disclosure packages and 3,007 standalone disclosures involving 1.68M financial transactions, and supporting 348 major investigations. On the regulatory side, FINTRAC conducted 4,874 assessment and monitoring activities, revoked the registrations of 82 MSBs, issued 35 notices of violation, and imposed more than $247M in penalties, including a $176 million penalty against Cryptomus.
SEC Announces Three Applicants for Platforms Planning to Trade Tokenized U.S. Stocks On-Chain
The SEC announced three applicants planning to operate on-chain trading platforms for tokenized U.S. stocks: TSV LLC, OKXICE TSV, and Perpetuals.com. None of the three has begun trading. Under a temporary exemption, the platforms may trade tokens carrying the same rights as listed stocks, but trading volume for the most active stocks may not exceed 0.25% of their average daily trading volume, with a maximum of 75 securities listed.
Payments & Agent Economy
Walmart to Launch Agent Profiles, Allowing Users to Set Limits and Approvals for AI Shopping Agents
Walmart will launch Agent Profiles, allowing consumers to set separate purchase limits and per-order approval requirements for each AI shopping agent. Agent Profiles will require approval by default; consumers can also set limits such as $50, $100, or $200, while Walmart may still require additional approval for purchases within the limit. Agents cannot access payment card data or add or modify payment methods; the accompanying Walmart Agent Gateway will be made available to businesses and developers in beta.
Fintech News SingaporeVisa Tests AI-Powered Business Payments and Launches New Fraud-Control Tools
Visa is introducing vendor analytics, fraud prevention, and invoice automation tools for business payments. Since its launch, SESA 2.0 has identified more than US$600 billion in potential commercial card payment opportunities.
Fintech NewsVisa Launches Commercial Payments Analytics, Virtual Card Risk Controls, and AI Agent Payment Capabilities
Visa announced three commercial payment capabilities covering vendor spend analytics, virtual card payment risk controls, and a live pilot in which AI agents complete B2B invoice payments. SESA 2.0 combines AI-powered vendor scoring, Visa commercial payment data, and buyer benchmarks; since its launch, SESA has helped financial institutions identify more than $600 billion in potential cardable spend.