The Central Bank of Russia has clarified that P2P cryptocurrency transfers between individuals may only be conducted until July 1, 2027; after that, digital currencies must be transferred through approved custodial wallets. The Central Bank of Russia has authorized 11 institutions to conduct cryptocurrency trading business, including Sberbank; at present, the only assets available for retail investors to trade are Bitcoin, Ethereum, and Tether’s USDT.
推荐理由：The article outlines Russia’s transition from personal P2P transfers to licensed custody and trading, and lists authorized institutions including Sberbank, as well as the range of assets available for retail trading.
Stablecoin startups including Rain and MassPay are bringing digital assets into everyday payments, using connections to traditional payment rails, real-time payment systems and mobile wallets to facilitate sending and receiving funds. Rain launched a digital wallet for stablecoin balances this week, supported by its card-issuing infrastructure, and plans to offer a custodial wallet by year-end. MassPay, meanwhile, serves about 300 businesses and processes tens of billions of dollars annually, with approximately 10% completed in stablecoins and about half involving cross-border payments.
推荐理由：The article compares Rain’s stablecoin payment infrastructure with MassPay’s payout connectivity, and provides customer, geographic and processing-scale details to help assess how stablecoins are being integrated into everyday payments.
Russia’s largest bank, Sberbank, has joined Bank of Russia’s register of crypto trading service providers and plans to open crypto trading to all customers on December 1. The bank has tested BTC, ETH and USDT trading in its app while also advancing its digital custody and crypto wallet businesses. Crypto payments remain prohibited in Russia, and from July 2027, related transactions must be conducted through registered intermediaries.
推荐理由：The registration brings Sberbank’s trading and digital custody businesses into Russia’s regulated market, while also showing the regulatory boundary between opening access to customers and maintaining a ban on payments.
FCA与HMRC及伦敦警察厅在伦敦3处涉嫌非法点对点加密交易的场所采取行动，并向全部场所发出停止函，要求停止疑似非法加密业务。在英国以商业方式开展点对点加密交易需要适当注册，目前没有FCA注册的点对点加密业务在运营。此次行动于10 September 2026依据2017年反洗钱、反恐融资及资金转移法规展开。