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Stablecoins

Stablecoin issuance, reserves, regulation and how stablecoins are actually used to move money.

15selected itemsRelated topicsOn-chain SettlementCircle / USDCLicences

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1–15 of 15
Oct 17Sat
  1. PYMNTSSource summary74

    Visa Direct launches stablecoin prefunding capability, with Inyo Global first to integrate it

    Visa Direct has begun offering a stablecoin prefunding capability to cross-border payment companies, allowing eligible clients and partners to use USDC to prefund Visa Direct cross-border payment funds in near real time. The first integrator, Inyo Global, has integrated the capability into its platform, enabling businesses to manage cross-border payments through existing Inyo APIs across more than 180 countries.

    推荐理由:The original text explains how Visa Direct uses USDC prefunding to support cross-border payments and describes Inyo Global’s integration method and coverage, making it easier to understand the specific use of stablecoins in the prefunding process.

  2. CryptopolitanSource summary80

    Three senior Russian officials join the board of sanctioned payments company A7

    Russian Energy Minister Sergei Tsivilev, First Deputy Prime Minister Denis Manturov, and Finance Minister Anton Siluanov joined the board of payments company A7.

    推荐理由:The article links changes to A7’s board with U.S. sanctions, proposed restrictions by FinCEN, and A7A5’s fund flows, presenting its scale and compliance risks in Russia’s foreign trade payments.

Oct 16Fri
  1. CryptopolitanSource summary79

    CoreWeave and Broadcom Refuse to Trade Tokenized Shares on OKXICE

    CoreWeave and Broadcom have refused to allow tokens linked to their shares to be traded on OKXICE’s new trading venue, while Cerebras Systems has also not allowed related tokens to trade on the venue.

    推荐理由:The article details OKXICE’s notification and objection mechanism: companies must raise objections within 30 days of receiving a listing notice, or the tokens could enter tokenized trading.

  2. CoinDeskSource summary73

    Circle plans to expand into about 50 emerging and developing markets

    Circle plans to enter about 50 emerging and developing markets to meet growing demand for digital dollar payments in Southeast Asia, Latin America and the Middle East. USDC circulation is approximately $72.6 billion, accounting for about a quarter of the stablecoin market; Circle will also support its expansion through the acquisition of Tazapay, the launch of the Arc blockchain and approval for a US federal trust bank. The article also notes that AI agents are increasingly using USDC for micropayments.

    推荐理由:The article places Circle’s market expansion alongside the acquisition of Tazapay, the Arc blockchain and approval for a US federal trust bank, presenting the path for USDC’s shift from crypto trading toward payments and cross-border remittances.

  3. Fintech News SingaporeSource summary73

    Visa launches USDC stablecoin prefunding service for cross-border payments

    Visa allows eligible businesses to prefund cross-border payments using USDC, with Inyo Global becoming the first Visa Direct processor to put the service into commercial use. Through Inyo’s existing API, eligible remittance institutions, fintech companies, and payment companies can fund payments in near real time and use the service around the clock, subject to eligibility and geographic requirements.

    推荐理由:The service connects USDC prefunding to the Visa Direct cross-border payment process, demonstrating a specific use of stablecoins in liquidity management and around-the-clock payment readiness.

Oct 15Thu
  1. CryptopolitanSource summary81

    Russia will stop personal P2P cryptocurrency transactions in July 2027, with 11 institutions licensed

    The Central Bank of Russia has clarified that P2P cryptocurrency transfers between individuals may only be conducted until July 1, 2027; after that, digital currencies must be transferred through approved custodial wallets. The Central Bank of Russia has authorized 11 institutions to conduct cryptocurrency trading business, including Sberbank; at present, the only assets available for retail investors to trade are Bitcoin, Ethereum, and Tether’s USDT.

    推荐理由:The article outlines Russia’s transition from personal P2P transfers to licensed custody and trading, and lists authorized institutions including Sberbank, as well as the range of assets available for retail trading.

  2. Fintech News SwitzerlandSource summary84

    EBA designates USDC as the first significant e-money token under MiCA

    Under MiCA, EBA has designated USDC as a significant e-money token. Among the 45 EMTs currently notified in the EU, USDC is the first to receive this status. From 12 November 2026, EBA will be directly responsible for the issuer’s own funds, reserve assets, liquidity, and recovery and redemption plans, while France’s ACPR will continue to be responsible for governance, qualifying holdings, fit and proper assessments, outsourcing, and conflicts of interest.

    推荐理由:The article outlines the division of responsibilities between EBA and ACPR after USDC’s inclusion as a significant EMT, helping readers understand how supervisory responsibilities for stablecoin issuers are being reallocated under MiCA.

Oct 9Fri
  1. CryptopolitanSource summary73

    美国参议员调查 Cantor Fitzgerald 与 Tether 的关系及 $250M 收益

    美国参议员 Richard Blumenthal 正要求 Cantor Fitzgerald 说明其对 Tether 银行与制裁合规的监督,以及相关通信和调查行动。

    推荐理由:材料同时呈现参议院对 Tether 合规风险的调查重点、Cantor Fitzgerald 的商业利益与 Tether 的执法回应,可用于梳理稳定币制裁风险的争议链条。

  2. CryptopolitanSource summary83

    ESMA要求欧盟加密公司在三个月内退出不合规稳定币

    ESMA要求欧盟加密公司在2027年1月8日前清理对不符合 MiCA 稳定币的既有敞口,并给予各国金融监管机构90天监督执行。持有 USDT 的个人不受直接禁止,但受 MiCA 监管的欧盟服务商必须停止提供相关访问,同时可提供清算、兑换、提现、转账和保管等退出服务。

    推荐理由:材料厘清了限制并非禁止个人持有 USDT,而是要求受 MiCA 监管的欧盟服务商停止提供相关访问,帮助读者区分持币与服务准入。

  3. CryptopolitanSource summary70

    Securitize 在 Solana 推出由真实股票支持的代币化股票

    Securitize 推出 Securitize Stocks,符合条件的美国、欧盟及其他获批地区投资者可在 Solana 交易 12 种由真实股票支持的代币,交易以 USDC 结算。代币持有人可依对应股票类别获得股息和投票权,但除非转换为股票,否则不会登记为发行公司的股东;交易目前在美国延长时段开放,未来计划扩展至全天候交易。

    推荐理由:产品把真实股票支持、UCC Article 8 下的证券权益与链上交易结合起来,持有人权利及股东登记身份仍有明确边界。

Oct 8Thu
  1. CoinDeskSource summary79

    ESMA要求欧盟加密平台三个月内停止不合规稳定币相关服务

    European Securities and Markets Authority(ESMA)发布指导意见,要求获授权的欧盟加密平台停止为客户购买、交易或增加持有不符合 MiCA 要求的稳定币提供服务。

    推荐理由:这份意见把 MiCA 对稳定币发行方的授权、储备、赎回和披露要求,落到平台存量处置与服务边界上。

Oct 7Wed
  1. CoinDeskSource summary75

    Rain 申请 OCC national trust bank charter,拟托管数字资产并管理稳定币储备

    Rain 已申请 OCC national trust bank charter,拟通过纽约子公司为机构客户托管数字资产和 USD、管理稳定币储备,并提供美元稳定币的发行与赎回服务。拟议银行不接受存款、不发放商业贷款、不提供消费者账户,也不享有 FDIC 保险,客户资产将与银行自有资产隔离。该申请仍需 OCC 批准并经过公众评论,且遭到传统银行团体反对。

    推荐理由:材料同时交代拟议银行的业务边界、客户资产隔离安排及监管审批和行业诉讼背景,便于判断牌照路径的约束。

Sep 28Mon
  1. Payments DiveSource summary78

    美联储提议稳定币规则,要求发行方以国库券等优质资产全额背书

    美联储提议稳定币规则,要求发行方以国库券等优质流动资产背书,并对发行机构设置资本要求与风险管理标准。规则还涵盖银行申请发行稳定币的流程及对托管储备资产的联储监管机构的约束。美联储表示,稳定币只有在各种条件下都能按面值可靠赎回才算稳定。该提案将在《联邦公报》公布后开放 60 天征求意见。

    推荐理由:美联储首次提出稳定币发行规则,明确准备金资产要求与银行发币申请流程,可作为理解美国稳定币监管框架落地的关键节点。

Sep 25Fri
  1. US Federal Reserve — Banking RegulationSource summary78

    美联储就GENIUS Act下银行发行支付稳定币的两项监管提案征求意见

    美联储就GENIUS Act下银行发行支付稳定币的两项监管提案公开征求意见。第一项要求受监管发行方以短期国库券等合格储备资产全额支持稳定币,并建立标准化资本要求、风险管理标准及托管规则;第二项为银行申请发行稳定币设立定制申请流程,要求提交商业计划和财务信息,并规定申诉、听证和最终决定程序。征求意见期在联邦公报公布后60天截止。

    推荐理由:美联储为GENIUS Act落地提出储备资产、资本与风险管理规则,读者可据此判断银行发行稳定币的合规门槛。