Checkout.com updates PSD3 and PSR merchant guides, focusing on European payment compliance readiness
Checkout.com has updated its PSD3 and PSR guides for merchants, outlining the proposed changes agreed by the European Parliament and the Council; following formal adoption and the end of an approximately 21-month transition period, the measures are expected to apply in 2027. The guides focus on fraud detection, SCA accessibility, fraud refunds, IBAN and account name verification, and the requirement for disputes, including chargebacks, to be resolved within 14 days; PSD3 covers the EU/EEA and will not automatically apply to the UK.
推荐理由：The article breaks down the impact of PSD3 and PSR on European merchants across fraud prevention, SCA accessibility, refund liability, and dispute handling, making it easier to assess payment system readiness.