Brazil's central bank released the Pix 2023-2025 management report, disclosing that the real-time payment system completed nearly 80 billion transactions in 2025, processing more than R$35 trillion. The report shows that 148 million individuals and 12.8 million businesses have used Pix, with more than 920 million registered payment keys. It also proposes a follow-up agenda to further develop Pix Automático, hybrid billing, Open Finance integration and international interoperability.
推荐理由：The report presents Pix's usage scale, security governance and future evolution agenda, making it easier to understand how Brazil's real-time payment infrastructure is expanding its functionality while addressing risks.
Through Resolução BCB 584, Banco Central do Brasil requires PSAVs to impose temporary preventive holds of up to 24 hours on certain virtual asset transfers.
推荐理由：The rules clarify the conditions for temporary holds involving overseas platforms and self-custodial wallets, and require institutions to record daily fraud incidents and response measures, helping clarify the key areas of compliance upgrades.
Artificial Intelligence Consortium（AIC）在2026年6月第四次季度会议上讨论英国金融服务中 AI 的能力、部署、使用及潜在风险。Workshop 1聚焦生成式 AI（GenAI）的可解释性、透明度与模型风险治理，Workshop 2分析 AI 加速金融系统传染、共同故障点及跨机构测试。
Backbase 对37个非洲国家277名银行高管的调查显示，当前缺乏正式 ROI 衡量的受访者中，82%计划在未来12个月增加 AI 支出。系统整合是最大采用障碍（50.2%），其次为数据隐私（48.5%）、风险与监管合规（40.2%）和技能人才短缺（42.3%）。对话式 AI 已由49%受访者部署，但欺诈检测与交易监控被认为影响最大且 ROI 最易直接衡量。
US Federal Reserve理事会批准Coastal Bend Bancshares, Inc.收购First National Bank in Port Lavaca。该申请由位于德州Corpus Christi的Coastal Bend Bancshares, Inc.提出，目标银行位于德州Port Lavaca，公告发布日期为2026年8月4日。
Bank of England任命Nicholas Segal为Enforcement Decision Making Committee（EDMC）主席、Peter King为副主席，任命自1 August 2026生效。EDMC负责审理Bank在审慎监管、金融市场基础设施、处置、证券化、批发现金分销、关键第三方和票据发行等法定制度下的争议执法案件。EDMC成员任期为五年，最多可连任一届。
Plaid 与 Sierra 达成合作，客户可在 Sierra 智能体对话中直接通过 Plaid Link 安全连接银行账户，完成付款或财务核验，无需离开对话。该集成以消费者明确授权为前提，并内置合规监控与人工介入机制，支持贷款再融资、保险理赔等跨时日的长周期业务流程，推动智能体从一次性问答转向高价值业务成果交付。
On July 15, 2026, FINTRAC updated its advisory on financial transactions involving countries of particular concern to FATF, outlining the anti-money laundering and sanctions evasion obligations of Canadian reporting entities for transactions related to DPRK, Iran and Myanmar. Transactions related to DPRK and Iran must be treated as high risk and require identity verification, customer due diligence and record-keeping; all transactions related to Iran must also be reported to FINTRAC. For transactions related to Myanmar, entities must assess the requirements for suspicious transaction reporting and enhanced due diligence. The FATF list of jurisdictions under increased monitoring includes 22 jurisdictions, while Algeria and Namibia have been removed from the list.
推荐理由：The material distinguishes the obligations for DPRK, Iran, Myanmar and the FATF monitoring list, making it easier for Canadian reporting entities to check high-risk transactions, enhanced due diligence and reporting requirements.
Checkout.com built a continuously running AI agent layer to discover, test, and scale payment optimization strategies, while payment experts review proposals and set statistical thresholds. The platform currently runs more than 200 live experiments, and Intelligent Acceptance increases payment acceptance rates by an average of 3.8 percentage points; in 2025, the platform executed 10.5 billion optimizations, helping merchants recover $11.2 billion in revenue.
推荐理由：The article breaks payment optimization into independently verifiable experiments and explains how AI agents expand coverage across issuer, market, and card scheme combinations under human review and statistical thresholds.
ABC Fitness 采用 Same Day ACH 为健身运营商提供更快的资金到账，以提升现金流可预测性和运营效率。该公司每年处理超 $14B 付款，服务逾 4,000 万会员、30,000 多家健身企业和 80,000 多名教练。Same Day ACH 支持在营业日内多次交付资金，并帮助 ABC Fitness 自身优化流动性管理与对账。
After the UK Treasury designated four cloud service and technology providers as critical third parties, the Bank of England, PRA and FCA will begin joint supervision on July 13, 2026. The first institutions include Amazon Web Services EMEA SARL, Google Cloud EMEA Limited, Microsoft Ireland Operations Ltd and Oracle Corporation UK Limited.
推荐理由：Four global cloud and technology providers have been brought under the UK’s critical third-party supervision framework, while the material also clarifies the scope of supervision and financial institutions’ own outsourcing responsibilities.